ABOUT US
At C2 Financial, we’ve been helping homeowners and homebuyers for over 36 years, closing billions in loans across the country. As one of the largest and most respected mortgage brokerages in the nation, we give our clients access to hundreds of lenders and a wide range of products — FHA, VA, Conventional, Jumbo, DSCR, and more. We’re licensed in 36 states and counting, offering competitive rates, faster closings, and more options than banks or retail lenders. Our focus is simple: deliver results with no surprises. Whether it’s a purchase, refinance, cash-out, or debt consolidation, we handle the process from start to finish with speed, transparency, and integrity.
Home Refinance
Mortgage Calculation
Home Buyer’s Guide
Today’s Mortgage Rates
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Navigate Homeownership with Confidence
Empowering you with the tools and resources to make informed, confident decisions on your homeownership journey. Guiding you to confident and informed homeownership decisions.
Our Mission:
We are making the mortgage process simpler, and creating information accessible to everyone–
giving families the power to make sound financial decisions!
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Get Expert Mortgage Advice You Can Trust
Receive personalized guidance from experienced mortgage professionals. Whether you’re buying your first home, refinancing to lower your rate, or tapping into your home equity with a cash-out refinance or HELOC, our loan experts are here to walk you through the process step by step—so you can make confident, informed decisions about your financial future.
C2 Financial has been in business for over 36 years and is now one of the largest and most respected mortgage brokerages in the country. Our success comes from consistently offering some of the lowest rates available while delivering outstanding customer service.
We pride ourselves on treating every client with honesty, integrity, and transparency. Whether you have perfect credit, less-than-perfect credit, or unique financing needs, we offer a full range of programs—FHA, VA, Conventional, Jumbo, Cash-Out, Debt Consolidation, and more. If there’s a way to get it done, we’ll find it.
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CONTACT US
12230 El Camino Real, Suite 100, San Diego, CA, United States, California
SSL CERTIFICATE
Gilbert Ramos | C2 Financial Corporation Licensed in multiple states. NMLS #135622. CA DRE #01821025 | AL #23303 | AZ #919209 | AR #129945 | CO DRE | FL #MBR3519 | HI #HI-135622 | ID #MBL-9475 | IL #MB.67618115 | KS #135622 | KY #MC809104 | LA #135622 | MI #FL0023565 / SR0023566 | MN #MN-MO-135622 | MS #135622 | MT #135622 | NE #135622 | NV #3260 | NM #135622 | OH #RM.804919.000 | OK #MB014489 | OR #ML-4917 | SC #135622 | SD #135622.ML | TN #135622 | TX #135622 | WA #MB135622 | WY #4612. Loan approval not guaranteed; subject to lender’s written approval and borrower meeting all conditions. Rates may vary. C2 is an Equal Opportunity Mortgage Broker/Lender. Not individually approved by FHA/HUD but may originate FHA loans via approved lenders. Texas Consumers: For complaints, contact Texas Dept. of Savings and Mortgage Lending: 2601 North Lamar, Ste 201, Austin, TX 78705 | www.sml.texas.gov | Hotline: (877) 276-5550. Recovery fund info available on website.