GLRJ Consulting Inc., mortgage advisor affiliated with C2 Financial
This Privacy Policy governs the manner in which C2 Financial Corp collects, uses, maintains, and discloses information collected from users (each, a “User”) of the https://myc2lender.com website (“Site”).
This privacy policy applies to the Site and all products and services offered by C2 Financial Corp.
We collect only the information necessary to provide and improve our services. This may include name, email address, phone number, or other details a User voluntarily submits.
We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our Site, register, subscribe to a newsletter, respond to a survey, fill out a form, or engage with other activities, services, features, or resources available on our Site.
Users may visit our Site anonymously. We will collect personal identification information only if voluntarily submitted. Users can always refuse to supply personally identifiable information, except that it may prevent them from engaging in certain Site-related activities.
We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal information may include the browser name, the type of computer, technical details about the User’s means of connection (such as operating system, Internet service provider, etc.), and other similar information.
Our Site may use cookies to enhance User experience. The User’s web browser places cookies on their hard drive for record-keeping and tracking purposes. Users may choose to set their browser to refuse cookies or to alert them when cookies are being sent. Note that some parts of the Site may not function properly if cookies are disabled.
C2 Financial Corp may collect and use Users’ personal information for the following purposes:
To improve customer service
Information you provide helps us respond to your service requests and support needs more efficiently.
To personalize user experience
We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.
To improve our Site
We may use feedback you provide to improve our products and services.
To fulfill service requests
We may use the information Users provide about themselves when placing an order or inquiry only to provide service to that request. We do not share this information with outside parties except to the extent necessary to provide the service.
To run promotions, contests, surveys, or other features
To send periodic emails
If a User opts in, they may receive company news, updates, or related product/service information. At any time, Users may unsubscribe using the detailed instructions included in each email or by contacting us directly.
No personal information, mobile number, or messaging consent information will be shared with third parties or affiliates for marketing or promotional purposes.
Data will not be sold, rented, or shared with third parties for marketing or promotional purposes.
We adopt appropriate data collection, storage, and security measures to protect against unauthorized access, alteration, disclosure, or destruction of your personal information, username, password, transaction information, and data stored on our Site.
Our Site is in compliance with PCI vulnerability standards in order to create as secure of an environment as possible for Users.
Users may find content on our Site that links to the sites and services of our partners, suppliers, advertisers, sponsors, licensors, or other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. Interaction on any other website is subject to that website’s own terms and policies.
Protecting the privacy of the very young is important. We never knowingly collect or maintain information on our Site from individuals under 13, and no part of our website is structured to attract anyone under 13.
C2 Financial Corp may update this privacy policy at any time. When we do, we will revise the “last updated” date at the bottom of this page. We encourage Users to check this page frequently to stay informed about how we are protecting collected personal information.
By continuing to use this Site, you acknowledge and agree that it is your responsibility to review this privacy policy periodically and stay aware of modifications.
By using this Site, you signify your acceptance of this policy. If you do not agree, please do not use our Site. Continued use of the Site following posted changes will be deemed
acceptance of those changes.
SMS Messaging Terms & Privacy Policy
GLRJ Consulting Inc. may send SMS messages to customers who have provided prior express consent through our website forms or direct communication.
These messages may include responses to inquiries, loan updates, appointment scheduling, and relevant follow-up communications. In limited cases, we may also send information about mortgage-related opportunities such as refinance options or loan programs, only to users who have opted in to receive such messages.
Message frequency may vary. Message and data rates may apply.
You may opt out at any time by replying STOP to any message. For assistance, reply HELP.
GLRJ Consulting Inc. does not share, sell, rent, or distribute mobile opt-in data or consent with any third parties for marketing purposes. This information is used solely to communicate with you regarding your request and services.
Text messaging originator opt-in data and consent will not be shared with any third parties, excluding aggregators and providers of the Text Message services.
If you have any questions about this Privacy Policy, the practices of this Site, or your dealings with this Site, please contact us at:
C2 Financial Corp
12230 El Camino Road, Suite 100
San Diego, CA 92103
(619) 540-7065 | [email protected]
This document was last updated on 09/30/2025.

C2 Financial has been in business for over 36 years and is now one of the largest and most respected mortgage brokerages in the country. Our success comes from consistently offering some of the lowest rates available while delivering outstanding customer service.
We pride ourselves on treating every client with honesty, integrity, and transparency. Whether you have perfect credit, less-than-perfect credit, or unique financing needs, we offer a full range of programs—FHA, VA, Conventional, Jumbo, Cash-Out, Debt Consolidation, and more. If there’s a way to get it done, we’ll find it.
12230 El Camino Real, Suite 100, San Diego, CA, United States, California

Licensing & Disclosure
GLRJ Consulting Inc, doing business as MyC2Lender, is an independent marketing and service platform affiliated with C2 Financial Corp.
All mortgage loans are originated through C2 Financial Corp (NMLS #135622), a licensed mortgage broker.
C2 Financial Corp Licensing:
C2 Financial Corp | NMLS #135622 | CA DRE #01821025
AL #23303 | AZ #919209 | CO #135622 | FL #MBR3519 / MLD2635 | ID #MBL-9475
KS #MC.0025884 | MI #FL0023565 / SR0023566 | NE #135622 | NM #135622
OH #RM.804919.000 | OK #MB014489 | OR #ML-4917 | PA #104755
TN #135622 | TX #135622 | UT #13748829 | WA #MB-135622
WI #135622BA / 135622BR | WY #4612 / CL-4631
Loan Originator Licensing (Gilbert Ramos):
NMLS #286678 | CA DRE #01351284
AL #286678 | AZ #LO-2001557 | CO #100539117 | FL #LO131775
ID #MLO-2080286678 | KS #LO.0052924 | MI #286678 | NE #286678
NM #286678 | OH #MLO-OH.286678 | OK #MLO34253 | OR #286678
PA #109151 | TN #286678 | TX #286678 | UT #14203019
WA #MLO-286678 | WI #286678 | WY #107247
Texas Consumers Notice:
Consumers wishing to file a complaint against a mortgage company or residential mortgage loan originator licensed in Texas should submit a completed complaint form to the Department of Savings and Mortgage Lending (SML):
2601 N. Lamar Blvd., Suite 201, Austin, TX 78705
Telephone: 1-877-276-5550
Website: https://sml.texas.gov
Privacy Policy
Effective Date: January 1, 2025
This website, https://myc2lender.com ("Site"), is operated by GLRJ Consulting Inc, an independent entity affiliated with C2 Financial Corp. This Privacy Policy governs the manner in which GLRJ Consulting Inc ("Company," "we," "us," or "our") collects, uses, maintains, and discloses information collected from users ("User" or "you") of this Site.
Mortgage-related services offered through this website are provided in affiliation with C2 Financial Corp (NMLS #135622). GLRJ Consulting Inc operates as a marketing and service platform and does not directly fund or originate mortgage loans.
Information We Collect
We may collect personal identification information from Users in a variety of ways, including when Users visit our Site, fill out a form, subscribe to communications, or interact with services offered on the Site. This may include:
Name
Email address
Phone number
Property or financial-related information voluntarily provided
Users may visit the Site anonymously. We only collect personal information if it is voluntarily submitted.
We may also collect non-personal identification information such as browser type, device type, operating system, and internet service provider.
How We Use Information
We may use collected information for the following purposes:
To respond to inquiries and provide customer support
To connect Users with mortgage-related services through C2 Financial Corp
To improve the Site and user experience
To send periodic emails or communications related to services, updates, or offers
We do not sell, trade, or rent Users’ personal identification information to others.
Sharing of Information
We may share User information with:
C2 Financial Corp for the purpose of providing mortgage-related services
Service providers assisting in operations (e.g., CRM, communication tools)
Data will not be shared with third parties for marketing or promotional purposes outside of service-related needs.
Cookies and Tracking
The Site may use cookies to enhance User experience. Users may choose to set their browser to refuse cookies, though some parts of the Site may not function properly.
Data Security
We implement reasonable security measures to protect against unauthorized access, alteration, disclosure, or destruction of personal information.
Third-Party Websites
The Site may contain links to third-party websites. We are not responsible for the content or practices of those websites.
Children’s Information
This Site is not intended for individuals under the age of 13, and we do not knowingly collect information from children.
Changes to This Policy
We may update this Privacy Policy at any time. Users are encouraged to review this page periodically for changes.
Contact Information
GLRJ Consulting Inc
dba MyC2Lender
Mortgage services provided through:
C2 Financial Corp
12230 El Camino Real Suite 100
San Diego, CA 92130
(619) 540-7065
[email protected]
Terms of Service
Effective Date: January 1, 2025
These Terms of Service ("Terms") govern your use of https://myc2lender.com (the "Site"), operated by GLRJ Consulting Inc.
By accessing or using this Site, you agree to be bound by these Terms.
Nature of Services
MyC2Lender is a marketing and service platform operated by GLRJ Consulting Inc, an independent entity affiliated with C2 Financial Corp.
GLRJ Consulting Inc does not directly originate, fund, or service mortgage loans. All mortgage-related services are provided through C2 Financial Corp (NMLS #135622) and its licensed loan originators.
No Financial Advice
Information provided on this Site is for informational purposes only and should not be considered financial, legal, or tax advice. Users should consult appropriate professionals before making financial decisions.
User Responsibilities
By using this Site, you agree:
To provide accurate and truthful information
Not to use the Site for unlawful purposes
Not to attempt to gain unauthorized access to systems or data
Communications
By submitting your information, you consent to be contacted by GLRJ Consulting Inc and/or C2 Financial Corp via phone, email, or other communication methods regarding your inquiry.
Limitation of Liability
GLRJ Consulting Inc is not liable for any direct, indirect, incidental, or consequential damages resulting from the use of this Site or reliance on information provided.
Third-Party Services
The Site may include links or integrations with third-party services. We are not responsible for their content or practices.
Intellectual Property
All content on this Site, including text, graphics, and branding, is the property of GLRJ Consulting Inc unless otherwise stated.
Modifications
We reserve the right to modify these Terms at any time. Continued use of the Site constitutes acceptance of those changes.
Governing Law
These Terms shall be governed by the laws of the State of California.
Contact Information
GLRJ Consulting Inc
dba MyC2Lender
Mortgage services provided through:
C2 Financial Corp
12230 El Camino Real Suite 100
San Diego, CA 92130
(619) 540-7065
[email protected]