Terms and Conditions
At C2 Financial, we specialize in providing personalized mortgage solutions tailored to your unique financial goals. Our team of experienced mortgage professionals is dedicated to guiding you through every step of the home financing process — from pre-approval to closing. We work with a wide range of loan programs, including FHA, VA, Conventional, Jumbo, and Cash-Out Refinance options, to ensure you receive the most competitive mortgage rates and terms available. Whether you’re a first-time homebuyer or looking to refinance your current mortgage, we’re here to make your path to homeownership seamless, simple, and stress-free.
Terms & Conditions
Last Updated: November 5, 2025
Welcome to Gilbert Ramos | C2 Financial. Please read these Terms carefully before using our website at https://myc2lender.com. By accessing or using our Site, you agree to be bound by these terms. If you do not agree, please do not use our Services.
1. Acceptance of Terms
By using our Services, you confirm you are at least 18 years old and capable of entering a binding contract. If acting on behalf of an entity, you have authority to bind it.
2. Changes to Terms
We may update these Terms at any time. Changes are effective upon posting. The “Last Updated” date will reflect this. Continued use means acceptance.
3. Use of Services
- License: Limited, non-exclusive, revocable right to use for personal, non-commercial purposes.
- Prohibited: No unlawful use, hacking, scraping, viruses, or interference with the Site.
4. User Accounts
You are responsible for your account security and all activity under it. Notify us immediately of unauthorized use at [email protected].
5. Intellectual Property
All content, logos, and trademarks are owned by C2 Financial Corporation or licensors. No reproduction without written consent.
6. Financial & Mortgage Disclosures
NMLS #135622 | C2 Financial Corporation is a licensed mortgage broker. All loan information is for illustrative purposes only. We do not provide financial advice. Consult a professional before deciding.
NMLS Consumer Access | Equal Housing Lender
7. Disclaimers
Services are provided “as-is.” We do not guarantee availability, accuracy, or security. Rates and terms subject to change.
8. Limitation of Liability
To the fullest extent permitted by law, C2 Financial is not liable for indirect, incidental, or consequential damages arising from use of the Services.
9. Indemnification
You agree to defend and hold harmless C2 Financial Corporation, its officers, and agents from any claims related to your use of the Services.
10. Arbitration & Class Action Waiver
Any dispute will be resolved by binding arbitration in San Diego, CA under AAA rules. No class actions. You may opt out within 30 days by emailing [email protected].
11. Governing Law
These Terms are governed by the laws of the State of California, without regard to conflict of law principles.
12. Termination
We may suspend or terminate access at any time for any reason, including breach of these Terms.
13. Contact Us
Gilbert Ramos
Phone: (619) 540-7065
Email: [email protected]
Address: 12230 El Camino Real, Suite 100, San Diego, CA 92130
C2 Financial has been in business for over 36 years and is now one of the largest and most respected mortgage brokerages in the country. Our success comes from consistently offering some of the lowest rates available while delivering outstanding customer service.
We pride ourselves on treating every client with honesty, integrity, and transparency. Whether you have perfect credit, less-than-perfect credit, or unique financing needs, we offer a full range of programs—FHA, VA, Conventional, Jumbo, Cash-Out, Debt Consolidation, and more. If there’s a way to get it done, we’ll find it.
Loan Options
Resources
CONTACT US
12230 El Camino Real, Suite 100, San Diego, CA, United States, California
SSL CERTIFICATE
Licensing & Disclosure
GLRJ Consulting Inc, doing business as MyC2Lender, is an independent marketing and service platform affiliated with C2 Financial Corp.
All mortgage loans are originated through C2 Financial Corp (NMLS #135622), a licensed mortgage broker.
C2 Financial Corp Licensing:
C2 Financial Corp | NMLS #135622 | CA DRE #01821025
AL #23303 | AZ #919209 | CO #135622 | FL #MBR3519 / MLD2635 | ID #MBL-9475
KS #MC.0025884 | MI #FL0023565 / SR0023566 | NE #135622 | NM #135622
OH #RM.804919.000 | OK #MB014489 | OR #ML-4917 | PA #104755
TN #135622 | TX #135622 | UT #13748829 | WA #MB-135622
WI #135622BA / 135622BR | WY #4612 / CL-4631
Loan Originator Licensing (Gilbert Ramos):
NMLS #286678 | CA DRE #01351284
AL #286678 | AZ #LO-2001557 | CO #100539117 | FL #LO131775
ID #MLO-2080286678 | KS #LO.0052924 | MI #286678 | NE #286678
NM #286678 | OH #MLO-OH.286678 | OK #MLO34253 | OR #286678
PA #109151 | TN #286678 | TX #286678 | UT #14203019
WA #MLO-286678 | WI #286678 | WY #107247
Texas Consumers Notice:
Consumers wishing to file a complaint against a mortgage company or residential mortgage loan originator licensed in Texas should submit a completed complaint form to the Department of Savings and Mortgage Lending (SML):
2601 N. Lamar Blvd., Suite 201, Austin, TX 78705
Telephone: 1-877-276-5550
Website: https://sml.texas.gov
Privacy Policy
Effective Date: January 1, 2025
This website, https://myc2lender.com ("Site"), is operated by GLRJ Consulting Inc, an independent entity affiliated with C2 Financial Corp. This Privacy Policy governs the manner in which GLRJ Consulting Inc ("Company," "we," "us," or "our") collects, uses, maintains, and discloses information collected from users ("User" or "you") of this Site.
Mortgage-related services offered through this website are provided in affiliation with C2 Financial Corp (NMLS #135622). GLRJ Consulting Inc operates as a marketing and service platform and does not directly fund or originate mortgage loans.
Information We Collect
We may collect personal identification information from Users in a variety of ways, including when Users visit our Site, fill out a form, subscribe to communications, or interact with services offered on the Site. This may include:
Name
Email address
Phone number
Property or financial-related information voluntarily provided
Users may visit the Site anonymously. We only collect personal information if it is voluntarily submitted.
We may also collect non-personal identification information such as browser type, device type, operating system, and internet service provider.
How We Use Information
We may use collected information for the following purposes:
To respond to inquiries and provide customer support
To connect Users with mortgage-related services through C2 Financial Corp
To improve the Site and user experience
To send periodic emails or communications related to services, updates, or offers
We do not sell, trade, or rent Users’ personal identification information to others.
Sharing of Information
We may share User information with:
C2 Financial Corp for the purpose of providing mortgage-related services
Service providers assisting in operations (e.g., CRM, communication tools)
Data will not be shared with third parties for marketing or promotional purposes outside of service-related needs.
Cookies and Tracking
The Site may use cookies to enhance User experience. Users may choose to set their browser to refuse cookies, though some parts of the Site may not function properly.
Data Security
We implement reasonable security measures to protect against unauthorized access, alteration, disclosure, or destruction of personal information.
Third-Party Websites
The Site may contain links to third-party websites. We are not responsible for the content or practices of those websites.
Children’s Information
This Site is not intended for individuals under the age of 13, and we do not knowingly collect information from children.
Changes to This Policy
We may update this Privacy Policy at any time. Users are encouraged to review this page periodically for changes.
Contact Information
GLRJ Consulting Inc
dba MyC2Lender
Mortgage services provided through:
C2 Financial Corp
12230 El Camino Real Suite 100
San Diego, CA 92130
(619) 540-7065
[email protected]
Terms of Service
Effective Date: January 1, 2025
These Terms of Service ("Terms") govern your use of https://myc2lender.com (the "Site"), operated by GLRJ Consulting Inc.
By accessing or using this Site, you agree to be bound by these Terms.
Nature of Services
MyC2Lender is a marketing and service platform operated by GLRJ Consulting Inc, an independent entity affiliated with C2 Financial Corp.
GLRJ Consulting Inc does not directly originate, fund, or service mortgage loans. All mortgage-related services are provided through C2 Financial Corp (NMLS #135622) and its licensed loan originators.
No Financial Advice
Information provided on this Site is for informational purposes only and should not be considered financial, legal, or tax advice. Users should consult appropriate professionals before making financial decisions.
User Responsibilities
By using this Site, you agree:
To provide accurate and truthful information
Not to use the Site for unlawful purposes
Not to attempt to gain unauthorized access to systems or data
Communications
By submitting your information, you consent to be contacted by GLRJ Consulting Inc and/or C2 Financial Corp via phone, email, or other communication methods regarding your inquiry.
Limitation of Liability
GLRJ Consulting Inc is not liable for any direct, indirect, incidental, or consequential damages resulting from the use of this Site or reliance on information provided.
Third-Party Services
The Site may include links or integrations with third-party services. We are not responsible for their content or practices.
Intellectual Property
All content on this Site, including text, graphics, and branding, is the property of GLRJ Consulting Inc unless otherwise stated.
Modifications
We reserve the right to modify these Terms at any time. Continued use of the Site constitutes acceptance of those changes.
Governing Law
These Terms shall be governed by the laws of the State of California.
Contact Information
GLRJ Consulting Inc
dba MyC2Lender
Mortgage services provided through:
C2 Financial Corp
12230 El Camino Real Suite 100
San Diego, CA 92130
(619) 540-7065
[email protected]