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Purchase Loans

Whether you’re buying your first home, refinancing, or looking for a specialized loan, we offer a variety of mortgage solutions to suit your needs. Find the perfect loan for your situation today.

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RefinanceMortgage refinancing may lower your monthly payments.

FHA An FHA loan provides a government-insured loan with flexible loan options.

VAVA Loans offer flexible options as either fixed-rate or ARM mortgages.

Jumbo Jumbo loans offer maximum flexibility for home financing for larger loans.

USDAPurchase a home with no money d own in certain rural and suburban areas.

Adjustable Rate MortgageFlexible mortgage with changing interest rates, ideal for short-term goals.

30-Year Fixed RateGet a FREE quote on a 30-year fixed rate mortgage & save thousands of dollars per year.

15-Year Fixed RateGet a FREE quote on a 15-year fixed rate mortgage & save thousands of dollars per year.

DSCR Investment LoanDSCR Loan for real estate investors, based on property’s rental income, flexible terms.

Reverse LoanLoan option allowing homeowners to convert equity into cash, tax-free.

Rehab LoanFunding for property renovations to restore or improve value.

Adjustable Rate MortgageFlexible mortgage with changing interest rates, ideal for short-term goals

Bank Statement ProgramMortgage option using bank statements to verify income instead of tax returns.

Down Payment AssistanceProgram offering financial help for homebuyers with down payment costs.

Cash Out RefinanceRefinancing option to access home equity as cash for expenses.

Niche Occupation ProgramLoan program tailored for individuals in specialized or high-demand professions.

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Receive personalized guidance from experienced mortgage professionals. Whether you’re buying your first home, refinancing to lower your rate, or tapping into your home equity with a cash-out refinance or HELOC, our loan experts are here to walk you through the process step by step—so you can make confident, informed decisions about your financial future.

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C2 Financial has been in business for over 36 years and is now one of the largest and most respected mortgage brokerages in the country. Our success comes from consistently offering some of the lowest rates available while delivering outstanding customer service.

We pride ourselves on treating every client with honesty, integrity, and transparency. Whether you have perfect credit, less-than-perfect credit, or unique financing needs, we offer a full range of programs—FHA, VA, Conventional, Jumbo, Cash-Out, Debt Consolidation, and more. If there’s a way to get it done, we’ll find it.

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12230 El Camino Real, Suite 100, San Diego, CA, United States, California

(619) 500-4562

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Gilbert Ramos | C2 Financial Corporation Licensed in multiple states. NMLS #135622. CA DRE #01821025 | AL #23303 | AZ #919209 | AR #129945 | CO DRE | FL #MBR3519 | HI #HI-135622 | ID #MBL-9475 | IL #MB.67618115 | KS #135622 | KY #MC809104 | LA #135622 | MI #FL0023565 / SR0023566 | MN #MN-MO-135622 | MS #135622 | MT #135622 | NE #135622 | NV #3260 | NM #135622 | OH #RM.804919.000 | OK #MB014489 | OR #ML-4917 | SC #135622 | SD #135622.ML | TN #135622 | TX #135622 | WA #MB135622 | WY #4612. Loan approval not guaranteed; subject to lender’s written approval and borrower meeting all conditions. Rates may vary. C2 is an Equal Opportunity Mortgage Broker/Lender. Not individually approved by FHA/HUD but may originate FHA loans via approved lenders. Texas Consumers: For complaints, contact Texas Dept. of Savings and Mortgage Lending: 2601 North Lamar, Ste 201, Austin, TX 78705 | www.sml.texas.gov | Hotline: (877) 276-5550. Recovery fund info available on website.