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See What Our Customers Are Saying

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Tayla V.

Closed Purchase 10 Day Closing!

⭐⭐⭐⭐⭐

From application to closing, the process with Gilbert Ramos and C2 Financial was seamless and transparent. We appreciated how clear every step was and how responsive the team was when we had questions. The online application was straightforward, and updates came in a timely, non-pushy manner. Our loan officer explained options clearly, helping us choose the right loan product for our situation. The underwriting and closing phases stayed on track, with proactive communications that kept us confident and informed. On the day of closing, everything went smoothly, and the funds were disbursed without hiccups. Overall, a stress-free mortgage experience that delivered on everything promised. Highly recommend for a reliable, client-focused process.

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Thalia G.

Cash Out Refinance

⭐⭐⭐⭐⭐

We recently completed a cash-out refinance with Gilbert Ramos and C2 Financial, and the experience was excellent from start to finish. The team walked us through our options, explained the benefits and trade-offs in plain language, and helped us pick the best path for our financial goals, all while moving quickly with regular updates. Communication was clear and timely, costs were transparent with no surprises, and the closing process was smooth thanks to professional handling by Title and escrow. We left with extra cash and a clear repayment plan, feeling confident and well-supported throughout. Highly recommend Gilbert Ramos and C2 Financial for a painless, customer-focused cash-out refinance.

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David P.

VA Purchase

⭐⭐⭐⭐⭐

We recently closed on a VA home loan with Gilbert Ramos and C2 Financial, and the entire experience was outstanding from start to finish. The team explained every VA benefit and qualification detail in clear, jargon-free language, helped us navigate the process smoothly, and kept communication steady and reassuring throughout. Our loan officer was patient and responsive, guiding us through the required documentation and timelines, while the underwriting and closing teams handled everything efficiently to avoid delays. The funding came through on schedule, with no surprises, and we felt confident knowing the loan terms were tailored to our military service and financial situation. Highly recommend Gilbert Ramos and C2 Financial for a respectful, veteran-focused close that makes homeownership attainable and stress-free.

C2 Financial has been in business for over 36 years and is now one of the largest and most respected mortgage brokerages in the country. Our success comes from consistently offering some of the lowest rates available while delivering outstanding customer service.

We pride ourselves on treating every client with honesty, integrity, and transparency. Whether you have perfect credit, less-than-perfect credit, or unique financing needs, we offer a full range of programs—FHA, VA, Conventional, Jumbo, Cash-Out, Debt Consolidation, and more. If there’s a way to get it done, we’ll find it.

CONTACT US

12230 El Camino Real, Suite 100, San Diego, CA, United States, California

SSL CERTIFICATE

Licensing & Disclosure

GLRJ Consulting Inc, doing business as MyC2Lender, is an independent marketing and service platform affiliated with C2 Financial Corp.

All mortgage loans are originated through C2 Financial Corp (NMLS #135622), a licensed mortgage broker.

C2 Financial Corp Licensing:
C2 Financial Corp | NMLS #135622 | CA DRE #01821025
AL #23303 | AZ #919209 | CO #135622 | FL #MBR3519 / MLD2635 | ID #MBL-9475
KS #MC.0025884 | MI #FL0023565 / SR0023566 | NE #135622 | NM #135622
OH #RM.804919.000 | OK #MB014489 | OR #ML-4917 | PA #104755
TN #135622 | TX #135622 | UT #13748829 | WA #MB-135622
WI #135622BA / 135622BR | WY #4612 / CL-4631

Loan Originator Licensing (Gilbert Ramos):
NMLS #286678 | CA DRE #01351284
AL #286678 | AZ #LO-2001557 | CO #100539117 | FL #LO131775
ID #MLO-2080286678 | KS #LO.0052924 | MI #286678 | NE #286678
NM #286678 | OH #MLO-OH.286678 | OK #MLO34253 | OR #286678
PA #109151 | TN #286678 | TX #286678 | UT #14203019
WA #MLO-286678 | WI #286678 | WY #107247

Texas Consumers Notice:
Consumers wishing to file a complaint against a mortgage company or residential mortgage loan originator licensed in Texas should submit a completed complaint form to the Department of Savings and Mortgage Lending (SML):
2601 N. Lamar Blvd., Suite 201, Austin, TX 78705
Telephone: 1-877-276-5550
Website:
https://sml.texas.gov

Privacy Policy

Effective Date: January 1, 2025

This website, https://myc2lender.com ("Site"), is operated by GLRJ Consulting Inc, an independent entity affiliated with C2 Financial Corp. This Privacy Policy governs the manner in which GLRJ Consulting Inc ("Company," "we," "us," or "our") collects, uses, maintains, and discloses information collected from users ("User" or "you") of this Site.

Mortgage-related services offered through this website are provided in affiliation with C2 Financial Corp (NMLS #135622). GLRJ Consulting Inc operates as a marketing and service platform and does not directly fund or originate mortgage loans.

Information We Collect

We may collect personal identification information from Users in a variety of ways, including when Users visit our Site, fill out a form, subscribe to communications, or interact with services offered on the Site. This may include:

Name

Email address

Phone number

Property or financial-related information voluntarily provided

Users may visit the Site anonymously. We only collect personal information if it is voluntarily submitted.

We may also collect non-personal identification information such as browser type, device type, operating system, and internet service provider.

How We Use Information

We may use collected information for the following purposes:

To respond to inquiries and provide customer support

To connect Users with mortgage-related services through C2 Financial Corp

To improve the Site and user experience

To send periodic emails or communications related to services, updates, or offers

We do not sell, trade, or rent Users’ personal identification information to others.

Sharing of Information

We may share User information with:

C2 Financial Corp for the purpose of providing mortgage-related services

Service providers assisting in operations (e.g., CRM, communication tools)

Data will not be shared with third parties for marketing or promotional purposes outside of service-related needs.

Cookies and Tracking

The Site may use cookies to enhance User experience. Users may choose to set their browser to refuse cookies, though some parts of the Site may not function properly.

Data Security

We implement reasonable security measures to protect against unauthorized access, alteration, disclosure, or destruction of personal information.

Third-Party Websites

The Site may contain links to third-party websites. We are not responsible for the content or practices of those websites.

Children’s Information

This Site is not intended for individuals under the age of 13, and we do not knowingly collect information from children.

Changes to This Policy

We may update this Privacy Policy at any time. Users are encouraged to review this page periodically for changes.

Contact Information

GLRJ Consulting Inc
dba MyC2Lender

Mortgage services provided through:
C2 Financial Corp
12230 El Camino Real Suite 100
San Diego, CA 92130

(619) 540-7065
[email protected]


Terms of Service

Effective Date: January 1, 2025

These Terms of Service ("Terms") govern your use of https://myc2lender.com (the "Site"), operated by GLRJ Consulting Inc.

By accessing or using this Site, you agree to be bound by these Terms.

Nature of Services

MyC2Lender is a marketing and service platform operated by GLRJ Consulting Inc, an independent entity affiliated with C2 Financial Corp.

GLRJ Consulting Inc does not directly originate, fund, or service mortgage loans. All mortgage-related services are provided through C2 Financial Corp (NMLS #135622) and its licensed loan originators.

No Financial Advice

Information provided on this Site is for informational purposes only and should not be considered financial, legal, or tax advice. Users should consult appropriate professionals before making financial decisions.

User Responsibilities

By using this Site, you agree:

To provide accurate and truthful information

Not to use the Site for unlawful purposes

Not to attempt to gain unauthorized access to systems or data

Communications

By submitting your information, you consent to be contacted by GLRJ Consulting Inc and/or C2 Financial Corp via phone, email, or other communication methods regarding your inquiry.

Limitation of Liability

GLRJ Consulting Inc is not liable for any direct, indirect, incidental, or consequential damages resulting from the use of this Site or reliance on information provided.

Third-Party Services

The Site may include links or integrations with third-party services. We are not responsible for their content or practices.

Intellectual Property

All content on this Site, including text, graphics, and branding, is the property of GLRJ Consulting Inc unless otherwise stated.

Modifications

We reserve the right to modify these Terms at any time. Continued use of the Site constitutes acceptance of those changes.

Governing Law

These Terms shall be governed by the laws of the State of California.

Contact Information

GLRJ Consulting Inc
dba MyC2Lender

Mortgage services provided through:
C2 Financial Corp
12230 El Camino Real Suite 100
San Diego, CA 92130

(619) 540-7065
[email protected]