Cash Out Refinance

Cash-out refinancing lets you access the equity in your home and get cash at closing.

The existing home mortgage and any liens on the property are paid off and replaced with a new mortgage.

Calculating the debt service coverage ratio

he DSCR calculation is rather simple. A business’s DSCR is calculated by taking the property’s annual net operating income (NOI) and dividing it by the property’s annual debt payment. The DSCR is typically shown as a number followed by x.

Types of Cash-out Refinance

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

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Conventional Cash-out Refinancing

A conventional cash-out refinance is typically easier to obtain than an FHA or VA refinance, both of which have special eligibility guidelines. Even so, conventional cash-out refinances still have income and credit score requirements.

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VA Cash-out Refinancing | FHA Cash-out Refinancing

If you qualify, government-backed FHA and VA cash-out refinances offer lucrative terms.
Refinance your mortgage to access your home equity with competitive terms for veterans.

Features of Cash-out Refinance

All loans are not created equal, debt consolidation loan has become a great option for people to use.

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Access funds to meet goals

Pay for college, renovate your home – there’s a lot you can do with a cash-out refinance.

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Consolidate debt and simplify

Consolidate credit card balances, auto loans, student loans and other debt into a single monthly payment.

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Get a better rate

Take advantage of competitive rates for an economical way to fund major purchases and other needs.

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Home Improvement

Make home improvements to increase the value of your home, pay for college tuition, pay off high-interest credit card debt, or buy a vacation home.

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Get Expert Mortgage Advice You Can Trust
Receive personalized guidance from experienced mortgage professionals. Whether you’re buying your first home, refinancing to lower your rate, or tapping into your home equity with a cash-out refinance or HELOC, our loan experts are here to walk you through the process step by step—so you can make confident, informed decisions about your financial future.

C2 Financial has been in business for over 36 years and is now one of the largest and most respected mortgage brokerages in the country. Our success comes from consistently offering some of the lowest rates available while delivering outstanding customer service.

We pride ourselves on treating every client with honesty, integrity, and transparency. Whether you have perfect credit, less-than-perfect credit, or unique financing needs, we offer a full range of programs—FHA, VA, Conventional, Jumbo, Cash-Out, Debt Consolidation, and more. If there’s a way to get it done, we’ll find it.

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